The health and insurance benefits described in this microsite (benefitsatmerck.com) are provided under various plans and programs sponsored by Merck Sharp & Dohme LLC or its wholly owned subsidiaries and, other than to the extent described below, are available to:
Also note that you may not be eligible for all of the benefits described in this microsite.
Merck Retiree Medical Plan Eligibility
For more detail, refer to the Merck Retiree Group Medical Plan SPD and the Merck Retiree Health Reimbursement Account SPD.
The medical and dental plan information described in this microsite is not applicable to U.S. expatriates. If you are a U.S. expatriate (other than those on assignment in a U.S. territory), please see the 2024 Annual Enrollment Guide for U.S. Expatriate Employees for information about your 2024 medical and dental coverage, and please go to benefitsonassignment.com. If you are a U.S. expatriate on assignment in a U.S. territory, please see the Summary of 2024 Medical and Dental Coverage for Select U.S. Territory Employees for information about your 2024 medical and dental coverage. For information about the medical and dental coverage available to employees on assignment outside the U.S., please go to benefitsonassignment.com.
Note: Employees residing in Hawaii are only eligible for the HMO option available in that geographic location; they are not eligible to participate in the Merck PPO.
The Health Insurance Marketplace (or “exchange”) is a virtual “market” that brings together the state or federally-regulated health care coverage options that are available to many Americans. The Marketplace provides you the opportunity to directly purchase health care coverage for you and/or your family instead of buying health care coverage through Merck.
Because Merck’s medical plan is intended to be affordable and meets the minimum value standard under the ACA, you and your eligible dependents are unlikely to be eligible for a federal subsidy to purchase coverage in the Health Insurance Marketplace that is otherwise available to people who meet certain financial criteria. Therefore, you may not be interested in the Marketplace offerings. However, the Marketplace offerings may provide an alternative for those family members who are not eligible for coverage under the Merck medical plan or for any dependent who may be eligible for the federal subsidy.
For more information about the Health Insurance Marketplace, visit healthcare.gov/marketplace/individual.
This microsite is not an official plan document or an SPD for any of the plans and programs described in this microsite. If any information included in this microsite or any website or any verbal representation conflicts in any way with the official plan document(s), including any contract(s) of insurance purchased pursuant to the plan document(s), the provisions of the plan document(s), as amended, will govern.
Merck (and its subsidiaries, as applicable) reserves the right to amend the benefits described in this communication (and the plans and programs under which they are provided) in whole or in part or to completely discontinue them at any time and nothing in this communication in any way limits that right.
For detailed information on the plans described in this communication, see the applicable health and insurance SPD, which can be found at onlinespd.com. You can also receive a hard copy of the health and insurance SPDs at no cost to you by contacting the Benefits Service Center at 800-666-3725.
SPDs for other Merck-sponsored plans (e.g., separation, etc.) are available on Sync > The Source > HR. You can receive a hard copy of those SPDs at no cost to you by contacting HR Support Center at 900-423-4357 or the Benefits Service Center at 866-637-2543.
The information herein has been provided by Merck Sharp & Dohme LLC (and its wholly owned subsidiaries) and is solely their responsibility.